Personal Insurance

We proudly insure individuals and the things they care about most. Innovative coverage and peerless service make Binger Financial a smart choice

Business Insurance

Our business insurance solutions help companies manage a wide range of risks and exposures encountered in today’s business environment

Commercial Financing

We finance a wide variety of businesses and offer a number of tailored forms of financing, from Accounts Receivables to Commercial Real Estate

General Liability Insurance

General Liability Insurance

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims.

Workers Compensation

Workers Compensation

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance protects professionals such as accountants, lawyers and physicians against negligence and other claims initiated by their clients.

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Everyone’s economic and life situation is unique. We pride ourselves on keeping that as our mantra when providing Consultative Risk Management and Commercial Lending advice. As the CEO and Founder of Binger Financial Services, LLC, we deliver property and casualty insurance, personal insurance, commercial lending, and commercial real estate solutions to clients.

I received my Bachelor's degree in Economics from Holy Cross College in Massachusetts and completed my MBA at the University of Miami in Finance, Coral Gables, Florida. I was the CEO for a community bank and an Executive Vice President for one of the Top Ten Banks in America. Prior to this role, I served as Executive Vice President for one of SunTrust’s largest divisions of $12 billion in loans and deposits. With over 25 years in the financial sector I am uniquely qualified to highlight risk management and commercial lending solutions to maximize profits within the guidelines of client’s risk tolerance for growth.

Some of the financial solutions provided to clients include directors and officers insurance, trade credit insurance, bonds, mergers, private equity and commercial loans which help companies gain strong footing in the financial world.

I’ve been awarded the TAMPA BAY BUSINESS INNOVATOR of the year. I was inducted into the FLORIDA BUSINESS HALL OF FAME in Tampa, Florida and currently serve on the boards of several organizations including the Museum of Fine Arts and the University of South Florida St. Petersburg.

  • The primary benefit for our clients is we customize the solutions based on their needs when it comes to risk management and growth.
  • We provide capital indirectly for commercial real estate finance as well as to small, medium and large size businesses.
  • We have a competitive open architecture platform for a company who wants to access any market in the insurance industry either in the admitted markets or excess supplier markets to protect against their property, general liability and professional liability risks.

We look forward to submitting your requests on your behalf.

In closing, I would like to know what you need and want from Binger Financial Services in order to deliver the perfect product to fully meet your risk management and growth needs.


Roy Binger

Roy Binger, Founder
Binger Financial Services, LLC

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Our core values impact who we are, how we operate, and how we interact with people. Our commitment, trust, quality, accountability, and dependable approach will be reflected in our work.


Honesty is the foundation we have chosen to build our relationships with clients. The key to our success is to always be honest.


Integrity is what we provide to our clients everyday. Our goal is to add value which cannot be bought or measured with money, and that is sincerity and integrity.


Respect comes from our ability to actually listen and understand what our clients needs are when it comes to their financial affairs.


Excellence for Binger Financial comes down to the unlimited ability to improve the quality of advice we offer our clients.